Start Now

Your Direct Path to Lasting Wealth and Financial Freedom. A free guide to building your own tax-free pension on an ordinary salary.

Start from the beginning →

Greg M. Ostroff, CFA

What Is Start Now?

Start Now is a free series about building your own tax-free pension, with nothing more than a Roth IRA and a low-cost index fund.

Nearly half of U.S. households have no retirement account at all, not because the tools are complicated, but because almost no one is ever taught to use them. This series closes that gap: one short part a week, in plain language, with no jargon, no products, and no catch. Every number is built on the worst the market has done on record, so the surprises run in your favor. I’m Greg Ostroff, a CFA charterholder, and I wrote it for my kids and their friends: the explanation I wish someone had handed me at 25.

Subscribe to get each part free, in your inbox. And start now.

A NOTE FROM THE AUTHOR

Start Now is free to read and free to share. If it helped you, the kindest thing you can do is subscribe and pass it to one person who needs it. Questions, comments, or a story of your own? Leave one below, or just reply to this email; I read every one. If you’d like to give back, pay it forward: donate any amount to a cause you believe in. I don’t collect a penny of it; it goes straight to the charity you choose, not to me. If you’d like a suggestion, I support the Zach Moses Music, Love & Light Fund at the Sweet Relief Musicians Fund, which feeds musicians in need. sweetrelief.org/zachmoses →

Coming next: The Story Behind Start

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